Can I file a claim for any off-road damage to my vehicle?

Some vehicle insurance policies provide compensation for off-road damage as an add-on cover only. You need to check your policy for inclusion of off-road coverage. Also the terms and conditions for off-road cover vary from different insurance providers, so it is advised that you carefully go through the terms to understand whether you can assert your claim.

It is important to note that claims will only be entertained only if the vehicle was used for valid purposes mentioned in the policy. In the event the vehicle was utilized recklessly for a racing event or any competition, your claims would be outrightly denied.