Orient UNB Takaful PJSC

Takaful Emarat Insurance PSC, established in 2008, is a leading Shariah-compliant Life and Health Takaful Provider in the UAE.

Takaful Emarat markets a wide range of individual and corporate life and health Takaful products including protection, savings and investment plans through variety of distribution channels.

The concept of Takaful is established on following principles:

• The participants co-operate among themselves for their common good;
• Every participant pays his contribution in order to assist those who need assistance;
• Takaful contract represents donation agreement which is intended to divide losses and spread liability according to the community pooling system;
• The element of uncertainty is eliminated insofar as contribution and compensation are defined;
• It does not aim at deriving advantage at the cost of other individuals.