In Dubai, car insurance is as essential as fuel for your vehicle. It’s like a protective shield against unexpected bumps on the road. Whether it’s accidents, theft, or breakdowns, having car insurance in Dubai ensures you’re covered financially. Remember, driving without a vehicle insurance is like surfing without a board – risky business! So, buckle up and get insured for a smooth ride in Dubai.
You can increase your insurance benefits by adding cover options over and above those included in your basic comprehensive insurance. Agency Repairs, 24×7 Road Assistance, Rent-a-car, Towing, Off-Road, Flat-tire assistance, Fuel Delivery, are some of the additional cover available at a premium. Enjoy a greater peace of mind for an incremental cost.
Auto insurance policies in the UAE grant cover for a 13-month period. During the 12th month of your current policy, your insurance company will reach out to policyholders with a notice to renew the policy through a simple online process. The UAE government has made the renewal process very convenient for car owners.
Comprehensive car insurance provides wide protection for your vehicle and third-party damage, covering accidents, theft, fire, and other non-collision losses. There are two types of cover: Agency Repair ( Repairs done at the dealer/authorized workshop) & Non-Agency Repair ( Repairs done at insurer-approved garages)
It is the most basic form of car insurance in UAE, as it offers protection against any liability arising due to third-party bodily injuries or property damage caused by the insured vehicle. Policy holder’s own damage like accidental collision, fire, and theft is not covered by third-party insurance. It is mandatory to have third-party liability insurance for every car owner in the UAE.
Understanding these coverage terms helps ensure you have the right protection for your vehicle in Dubai’s diverse driving conditions.
• Personal accident cover for driver and passengers
• Agency repairs
• Personal belongings (left in the car and lost or damaged due to fire, theft or accident)
• Insurance extension to cover Oman for private vehicles
• 24x7 emergency roadside assistance
• Rent-A-Car Benefit
• Third party property damage cover
• Windscreen cover
• Off-road coverage for private use SUV vehicles with off-road capability
• Wear and tear
• Mechanical breakdowns
• Damage from driving under the influence of Alcohol
• Damage from driving without a valid license
• Intentional damage caused by the insured
• Damage from war or acts of terrorism
• Damage from driving in unauthorized areas
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