Bizzare Insurance Policies in Dubai, UAE

Car insurance, health insurance, travel, life, and home are various insurance categories we have all heard about. But do you know some of the most bizarre insurance policies are also offered to meet peculiar customer needs. Here are some wackiest insurance plans that are sure to blow your mind.  

Multiple birth insurance 

Surprise offers are welcome when it comes to products and services. However, such offers take you by surprise in pregnancy and birth. Thankfully a specially designed insurance protects mums and dad to be if they deliver more than one baby at a time, by reimbursing expenses for the multiples (twins, triplets, quadruplets and so on). 

Wedding insurance  

Marriages are made in heaven but consummated on Earth. But what if the Gods change their minds and your would-be life partner disappears on the wedding day? Its horrifying to come to terms that the unimaginable has happened. That’s where wedding insurance, also known as change of heart insurance, is designed to protect against financial losses in case last-minute event cancellations due to reasons beyond your control. Cancellation could arise due to unfit weather conditions, natural calamities, or sudden death in the family. Interestingly, some policies extend coverage to even honeymoon cancellation. 

Kidnapping and ransom insurance (K&R) 

Extortions, hijacking and kidnappings can rob your peace of mind and severely stress your savings. Companies often use this insurance for their employees who frequently travel to high-risk areas prone to terrorism and pirate menace. This insurance offers individuals and institutions coverage against ransom paid to kidnappers and other resulting expenses from illegal detentions. Individuals can also purchase K&R insurance as a stand-alone insurance policy. However, most individuals who buy it are from the affluent cadre (such as celebrities, politicians, and sports stars) due to its high premium. 

Body part insurance 

Voice is as importance to a singer as legs to a footballer. Bollywood legend Amitabh Bachchan’s deep baritone voice that sets him apart is insured for an undisclosed amount and Portuguese player Cristiano Ronaldo insured his legs for around $144 million. After all these body parts are their money-making assets and if something happens to them, they would be out of millions. That is why a body coverage insurance will supplement lost income if a body part gets injured, handicapped, or lost. The only unwelcome factor is that such specific insurance policies come at a steep price.  

Unusual pet insurance 

If you own a pet, different from a cat or dog, then you are still eligible for insurance. You never know when your exotic pets such as a comodo dragon, chimpanzee or ferret is up to mischief at home. Such exotic pet insurances are obviously adapted to your special friends’ needs and extend coverage for accidents, illness and even theft of the animal. 

Even though such crazy and absurd insurance policies exist, they certainly protect your sanity and give you peace of mind during unexpected twists and turns in life.

If there’s anything that disturbs your sleep at night, then insurance in that area is necessary 

At insurancepolicy.ae, we offer a host of insurance policies in the UAE such as health insurance, car insurance, travel insurance, life insurance, pet insurance and more. As the need of each person is different, our experienced insurance brokers in Dubai can give you free consultation on which policies are the best for the distinct situations in your life.  Get in touch on +971 4 3577 997.