Buying Home Insurance in UAE
Home insurance protects your home and its belongings from the financial losses due to mishaps – fire, theft, burglary, natural calamities, and other unforeseen events. You have the leeway to choose the type of risk coverage by selecting various plans.
Fire insurance policy indemnifies you against damage to your property caused by fire related accidents with inclusions of lightning, implosion or explosion and impact damage. It covers the cost of repairing or replacing damaged property, loss of personal belongings, expenses for lodging and meals up to the policy limits, till your property is unusable.
Property insurance provides protection against all risks to your home property such as fire, theft, flood, earthquake and unforeseen weather-related damage. The policy offers either property protection or liability coverage and include replacement cost, actual cash value, and extended replacement costs.
Theft insurance recompenses for damage caused to the insured property and loss of valuables such as jewelry, cash and other items due to theft and violence. Burglary insurance is also known as crime insurance. Burglary and robbery are both property crimes, however there is slight difference, robbery may happen when the victim is present at the premises during the incident whereas burglary happens when the victim is not present at the premise when the incident took place.
Personal liability insurance policy provides coverage to pay for claims of bodily injury and property damage sustained by guests for which you or your household members are responsible for. This could include someone slipping on the porch or falling as a result of a broken steps.
*VAT charges excluded. Final premiums are based on underwriting after complete information provided and are subject to change at the discretion of the insurer
Why choose us?
InsurancePolicy.ae is a platform provided by Platinum Insurance Broker LLC, a trusted insurance broker in the UAE
offering a comprehensive range of insurance packages for cars, health, travel and general insurance.
What do our Customers say about us
“I went through an easy process in fetching a competitive quote online for home insurance. I could choose the level of coverage and tailor it towards my requirements. I uploaded my documents and received an email within 24 hours, saying it has been accepted. The application form was easy to complete even for a senior citizen who is not greatly computer literate.”
Mr. Frank Mathias
“I purchased a l liability protection insurance plan from Platinum Insurance Brokers. The medical services were all covered, without no additional cost. The customer representatives were very cordial and assuring during the claim process, and which was settled within a day. Being a company that earned my trust, I opted for other general insurance plans as well. I gladly recommend their services...
Ms. Shilpa Sachdev
“I learned about PIB from a friend when I bought a home. It was relatively so simple and straightforward to obtain the insurance, with no cumbersome paperwork. They offered reasonable quotations immediately and sent reminders in-advance to renew my home insurance. I am extremely delighted and have converted my other properties to their insurance for the convenience and reliability they offer.”
Mr. Khalid Hashim
“For past 20 years, PIB is my only choice in insurance. The service team is very cooperative, professional and clarify your queries on a call. Their rates are also very competitive, and service is quick. I have very strong reasons to never switch to another insurer. “