What is the extent of coverage under comprehensive vehicle insurance?

A comprehensive insurance policy offers coverage of liabilities towards a third-party as well as damage to one’s own vehicle in event of an accident. You receive compensation for the expenses to repair the damage caused to your own vehicle and even the property of the third-party because of a road mishap.

Since the coverage offered by a comprehensive insurance plan is much wider, for this reason it attracts a higher insurance premium. A comprehensive insurance policy is available for vehicles up to the age of 10-12 years only.

Interestingly, whenever you buy a comprehensive insurance plan, you may consider purchasing additional coverage such as personal accident benefit (PAB) for driver/passengers, Oman or GCC cover, off-road cover, agency repair which widely opted by most vehicle owners for filing claims.