Best Travel Insurance for Schengen visa in UAE

Travelers visiting Europe should be able to afford medical services in case of an accident, injury, or sudden illness. To take care of unforeseen expenses that arise during the tour, travel insurance has come to rescue travelers with financial support and comfort so that they can continue their tour without worries.

If you are planning a trip to the Schengen Countries in Europe, make sure you get a Schengen Travel Insurance in UAE– with the compulsory minimum cover required for obtaining a Schengen visa. We recommend buying Schengen insurance from insurance companies whose travel insurance certificate is accepted by Consulates and European Embassies worldwide. Make sure the company is also licensed and accepted in the Schengen country you are planning to travel to. You can always cancel the insurance free of charge when you present proof of visa rejection.

Here are few important details pertaining to Schengen travel insurance that every traveler to Europe must know.

A standard Schengen visa must meet the following criteria:

– A minimum coverage of at least 30,000 EUR (equivalent to 36,500 USD as of January 2021).
– It should cover all member states of the Schengen Area.
– Cover any expenses which might arise in connection with repatriation for urgent medical attention, emergency hospital treatment or death.

Does obtaining a Schengen travel insurance ensure I get a Schengen visa ?

– Though travel insurance is an essential document while applying for a Schengen Visa, you need to also supply supporting documents that outline the reasons for your visit, your itinerary and accommodation details. If all your documents are in order your application is less likely to be rejected by Embassy officials.

Does Schengen insurance cover countries other than those in the Schengen Area?

– No. You must obtain a separate insurance for trips to countries not covered by Schengen visa insurance.

A good Schengen travel insurance in UAE covers the following:

– Medical emergencies (accident or sickness) while in the Schengen states.
– Emergency evacuation
– Repatriation of remains.
– Trip cancellation and interruption.
– Accidental death, injury or disablement benefit.
– Lost or stolen baggage and travel documents.
– Delayed baggage and emergency replacement of essential items.
– Travel delays due to weather.
– Hijacking.

What is not covered? :

– Medical treatment for any pre-existing conditions that were not disclosed earlier.
– Treatment for injuries as a result of engaging in high-risk adventure sports such as bungee jumping, or parachuting, unless you have chosen to add extra coverage.
– Medical treatment as a result of self-inflicted injuries or illness arising due to alcohol/drug abuse.
– Pregnancy related complications.
– Travel to a high-risk area where there is an outbreak of war or riots.
– Seeking medical attention even when it is not an emergency, such as a travel to specifically visit a doctor or hospital.

What is the validity of the Schengen travel Insurance?

– The travel insurance is valid for a duration of 180 days (six months).
– Kindly note the Schengen visa is a short stay visa “90 days in any 180 days period”. The total duration of stay is of maximum 90 days, in any period of 180 days. You can obtain a single entry, double or multiple entry visa.

With this valuable information, take out the stress factor from your vacation with the best travel insurance plan.

We have just the right travel insurance plans for you if you are planning a trip to the Schengen area. We are just a call away and we appreciate you contacting us at the earliest to get the most appropriate insurance coverage before you fly.

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