Buy Car Insurance

Peace of mind every time you get on the wheels

Bank on us to advise you on the right insurance.
Select the one best for your budget and needs.
Trust a broker with expertise and experience.

Take your time to make the apt choice. You can be sure of getting the right offer and the right advice for car insurance.

Car insurance protects your vehicle against the odds while on road. It takes care of all the expenses incurred due to unpredictable events such as accident, theft, fire, and third-party liability. In the event of a mishap, you get covered against all the financial contingencies that includes legal liability, medical, repair and replacement expenses resulting from a traffic collision that causes physical damage and bodily injury to you or third-party.

Compare and Buy Car Insurance online

Mentioned below are 2 different types of car insurance policies offered in the UAE.

• Third Party Liability

  It is the most basic form of car insurance in UAE, as it offers protection against any liability arising due to third-party bodily injuries or property damage caused by the insured vehicle. Policy holder’s own damage like accidental collision, fire, and theft is not covered by third-party insurance. It is mandatory to have third-party liability insurance for every car owner in the UAE.

  Read More..

• Comprehensive Policy

  Comprehensive car Insurance provides coverage for the third-party lability in case of an accident leading to damage, injury, or death to a third party and also provides expense coverage for the insured vehicle for all kinds of damage arising out of accidents, theft or fire.

• Car registration

  A new car can be registered in the traffic authority in each emirate of the UAE. Registration services are provided through service centres, websites, or smart applications of the traffic department. For new vehicles bought from approved car agencies in the UAE, the registration process is the responsibility of the car dealership agency.

• Car Insurance Renewal

  Auto insurance policies in the UAE grant cover for a 13-month period. During the 12th month of your current policy, your insurance company will reach out to policyholders with a notice to renew the policy through a simple online process. The UAE government has made the renewal process very convenient for car owners.

Expert Advice For Buying Car Insurance

• What are the benefits of having car insurance in UAE?

  Here are the benefits of having car insurance in UAE:

  • Protection from loss or damage to your vehicle
  • Unlimited liability for third-party death or injury claims
  • Indemnity for third-party property damage
  • Protection from financial liability

• What is the difference between Comprehensive and Third-Party Liability (TPL)?

  Know the difference. Third-party liability insurance provides coverage for the damage and injuries to a third person in the event of an accident. It also offers coverage for damage to another person’s property or public property. However, TPL insurance does not cover the expenses for damage to your own car.

  Comprehensive car insurance will not only cover the damage mentioned above, but it will also cover the loss or damage to your own car too. Even though a comprehensive policy may be more expensive, it makes more sense to opt for it vs. a TPL policy, so that you do not have to pay from your own pocket for your car’s repair and replacement costs.

• Why agency repair is a good option?

  Insurance companies in the UAE guarantee financial coverage for repairs needed as a result of car accidents. However, instead of paying the policyholder, insurance agencies will have the repairs done through a contracted automobile repair agency.

  Agency repair cover is an add-on purchase to your regular car insurance policy and is ideal for all expensive four-wheeler owners. It guarantees that an authorized dealer of your vehicle will repair the car during the claim process. Keep in mind that repairs made at these agencies are more expensive than repairs done at a general garage. You would usually pay an additional amount to add agency repair coverage to your car insurance plan. Consider the age and value of your vehicle when deciding whether to opt for this coverage.

• What is an Islamic Insurance (Takaful) company different from regular insurance?

  In Arabic, Takaful means ‘solidarity and cooperation among group of people’. Takaful insurance is a form of co-operative insurance in compliance with Islamic Shariah, which is based on the concept of shared contributions and mutual co-operation between the participants to compensate one another in case of loss.

  Takaful insurance is essentially distinguished from conventional insurance by the fact that premiums are regarded as “contributions” to a mutual fund established with an agreement of mutual assistance and of solidarity among the members of a community in case of loss or damage suffered by one of the members. Takaful is, therefore, a mutual agreement to share the occurrence risk of an unfavourable event affecting a member of the group.

• Will insurance cover my parking lot scratches?

  Yes, auto insurance will cover scratches. However, the scratches must be caused by a peril covered in your policy, like a car accident, collision or vandalism.

  The rules of the road even apply to parking lots. If you file a claim following a minor accident that occurred in a parking lot and if you have collision coverage in your insurance policy, your auto insurer will handle it the same as any other type of claim: they will investigate, determine fault, and pay out damage accordingly. If you don’t have collision coverage, and you are at-fault for the accident, you may have to shell out money for any damage to your vehicle. Depending on your deductibles if it is meagre, it may not be worth filing a claim.