What is No Claims Discount (NCD)?

No Claims Discount or No Claims Bonus is a special discount on the insurance premium given to individuals holding accident-free records for a minimum of 1 year. It can be availed while renewing the policy.

Some of the unique features of NCB include:

• No claim discount benefit is transferable at the time of renewal or porting.
• A no claim certificate is required from the insurance provider to transfer the accrued NCB benefit.
• No claim discount up to 20%, which can be further utilized as a discount in the premium for the subsequent year.
• The no claim discount may vary for different car insurance companies in Dubai or other Emirates.