Home Insurance to protect your properties in UAE

Play Safe with Fire! Be Proactive!

Fire accidents are reputed to take a heavy toll on human lives. Accidents are common in big cities, where many people live in medium or high-rise apartment buildings & villas.

Though the owners comply with all safety requirements under building laws and regulations, fire accidents do happen randomly. Not even the best quality of construction and good design practice can prevent an accident from happening. We cannot predict fire accidents. It can occur at night when home occupants are asleep and unable to attend electrical equipment damaged by the fire.

Smoke clouds and extensive losses are common features of fire accidents. It may take a few days (or a couple of weeks) to assess the exact loss to the building’s structure and other properties. We may not know whether the building’s owners have covered the property with an appropriate home insurance policy or not.

In the fire accident, many occupants have lost most of their valuable possessions and are unsure where to relocate. The fire victims worry that making a fresh start and purchasing the minimum essential home appliances will be overwhelming. Insurance for properties in UAE doesn’t protect owners’ buildings but your belongings, contents, and valuables inside the building from fire hazards, but it can be used to meet owners’ liabilities when tenants and occupants file cases against them for losses.

Home insurance in UAE covers many types of losses; the cost of repairing (or rebuilding), liability claims arising from tenants (and occupants) for personal property loss, and alternative accommodation.

If you have home insurance, you will have fewer reasons to worry about the losses. Not only for fire but also for damage due to earthquakes, storms, and malicious damage. Compensation for for household appliances such as refrigerators, televisions, computers, furniture, cash, jewelry, clothing, and even artifacts covered in home insurance. Homeowners can even buy insurance to pay for alternative accommodation until they can find a new home.

If you stay in a hotel during the repairs to your home, your home insurance will cover those expenses.