How to Check Car Accident History in Dubai (MOI & Plate Number)

How to Check Car Accident History in Dubai (MOI & Plate Number)

If you own a car or are planning to buy a used vehicle, checking the car accident history in Dubai is one of the most important steps you should never skip. Accident history directly impacts car insurance premiums, claim approvals, and resale value.

In Dubai and across the UAE, vehicle accident history is recorded digitally and can be accessed through official government platforms.

Why Checking Vehicle Accident History Is Important

Checking accident history helps you:

• Avoid buying previously damaged vehicles

• Understand insurance risk and premium impact

• Ensure transparency before ownership transfer

• Prevent claim rejection due to undisclosed damage

Insurance companies rely heavily on MOI accident records when pricing motor insurance.

👉 Before purchasing or renewing car insurance in Dubai, it’s strongly recommended to verify accident history on official platforms:
https://insurancepolicy.ae/car-insurance/

How to Check Car Accident History in Dubai (Official Methods)

✅ Method 1: MOI Vehicle Accident History Check

The Ministry of Interior (MOI) maintains the official accident database for UAE vehicles.

You can check accident history using:

• Plate number

• Traffic code

• Chassis number

The report shows:

• Accident date

• Accident location

• Severity (minor / major)

• Police involvement

This is the most trusted source used by insurers.

✅ Method 2: Emirates Vehicle Gate (EVG)

EVG provides:

• Accident history summary

• Vehicle status

• Registration details

Commonly used during:

• Used car purchases

• Ownership transfer

• Insurance underwriting

Can You Check Accident History by Plate Number?

Yes. Accident history by plate number is available through MOI and EVG portals. This is especially useful when buying second-hand vehicles from private sellers.

How Accident History Affects Car Insurance in Dubai

Vehicles with previous accidents may face:

• Higher premiums

• Reduced insurer options

• Limited comprehensive coverage

Some insurers may:

• Request inspection reports

• Exclude previous damage

Using a licensed broker platform like InsurancePolicy.ae helps compare insurers that accept vehicles with accident history at competitive rates.

FAQs – Accident History in Dubai

How can I check vehicle accident history in Dubai?

Use MOI or Emirates Vehicle Gate with plate number or chassis number.

Is MOI accident history accurate?

Yes, it is the official UAE government database used by insurers.

Does accident history increase insurance premium?

Yes, especially for repeated or major accidents.

Can insurance be rejected due to accident history?

Coverage may be limited, but insurance is still available via comparison platforms.