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Guide for Vehicle Insurance Renewal

Category: Car Insurance Published on: 23 Feb 2021

Guide for Vehicle Insurance Renewal

Driving without a renewed vehicle insurance is illegal. You not only go against the law, but also risk the suspension of your driving license and levy of heavy penalties.

Vehicle insurance policies are generally valid for 12 months. However, the Roads and Transport Authority (RTA) department in UAE has issued a one-month grace period to renew your vehicle registration. This means you get an extra penalty-free month to renew your insurance policy.

Therefore, you must always check the validity of your vehicle insurance and if you are nearing the expiration date, you need to renew the policy on time. We guide you on the important steps to keep in mind at the time of renewal of your policy.

Insurance validity period

– Check the validity of your vehicle insurance and set an auto-reminder a month prior to initiate the policy renewal process.

– Most insurers send renewal reminders to policyholders when nearing the expiry period.

Insurance policy renewal or upgrade

– You need to consider whether to renew your existing policy or upgrade to a new policy to cater to your needs and lifestyle requirements.

– You can always consult your insurance provider and ask him to recommend the best policy upgrade for a more extensive coverage.

– Know the add-on benefits you can opt and how would the insurance premium fluctuate. During renewal, also know if you are entitled to a ‘No Claims Discount’.

Fines clearance

– Clear any outstanding traffic fines before you renew your policy. Fines can be easily paid online through the RTA website.

– Fine clearance is essential for a quick renewal process, which would otherwise cause further delays.

Vehicle inspection

– Lastly, get your vehicle thoroughly inspected and send it for repairs or maintenance.

– If your vehicle is more than three years old, get it inspected at RTA site. Your vehicle will be examined to assess its roadworthiness. Upon clearing the test, a pass certificate is issued to the vehicle owner and this makes the vehicle insurance policy renewal easier.

Vehicle insurance renewal is incredibly much easier these days. Thanks to the online process that facilitates a hassle-free renewal procedure. With basic documents and a few simple steps, one can get the existing vehicle insurance renewed on time.

Are you contemplating to upgrade your vehicle insurance? Look no further and get in touch with us today to renew you insurance with ease.

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